Eight calculators for buyers, sellers and investors, computed live as you type. Choose one below, or take the full financing guide with you.
Enter a price and your down payment. We add principal, interest, taxes, insurance and the right mortgage insurance for your loan type.
Enter your sale price, what you owe and where the home is. We subtract commissions, your share of transfer taxes, settlement costs and any credit to the buyer.
Purchase, rehab, hard-money financing, holding and both closings — profit, ROI and cash-on-cash against our 8% / 30% bar.
Land, hard and soft costs, draw-based construction interest and the sale — with an optional subdivision model for multi-lot projects.
Net operating income against debt service — the ratio DSCR lenders qualify on — plus cap rate, cash flow and the largest loan the rent supports.
Rate-and-term or cash-out: new payment, monthly savings, break-even on closing costs and points, and what the reset does to lifetime interest.
Enter your income, monthly debts and down payment. Then drag along the price scale to see the payment and whether it's comfortable, a stretch or over the limit.
Pick your loan type and enter your income and debts. We apply the program's own rules: minimum down payment, mortgage insurance and debt-to-income limit.
Calculators are estimates for planning only — not a loan offer, pre-approval, or lending, legal, tax or investment advice. Rates, loan limits, mortgage insurance, fees and program guidelines change often and vary by lender; confirm every figure with your lender and on your Loan Estimate.